Small businesses are normally privately owned corporations, partnerships, or sole proprietorships. What businesses are defined as "small" in terms of government support and tax policy varies depending on the country and industry.
Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. It happens this way. Very often potential borrowers are lured by the fact that promise to provide consumer loans or cash loans within 15 minutes at the time of treatment, and from the potential borrower in obtaining such loans will not need to provide any documents other than passports. When it comes to the apartment bought on a mortgage, the heirs to repay the loan jointly, in proportion to the share they received.
Of course, it all seems quite logical – they don't have enough money, so they try to get loans. The non-payment of debt, late payments can be a substantial reason for the cancellation of the credit agreement. Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank. However, in any case, the loan inherited, become a headache not the heir, and his guardians. As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies.